Published June 4, 2025
Analysis: This marks the second hold following 2.25 percentage points of cuts in seven consecutive decisions. The Canadian rate is 1.75% below the US rate which puts pressure on the value of the Canadian dollar. The prime rate charged to consumers and businesses is about 2.00% above the bank rate.
Here is a 10-year chart of the Canadian bank rate:

Here is the 10-year chart for the US bank rate which stands at 4.50% and represents a differential of 1.75% compared to the Canadian bank rate:



